Indiana Court of Appeals Affirms Declaratory Judgment That Permissive User of Automobile Who Lacked a Valid Driver’s License, Was Excluded From Liability Coverage Under the Owner’s Auto Policy

Wiley v. United Farm Family Mut. Ins. Co. Citation 2024 WL 335248 (Ind. Ct. App. 2024)  The owner of a vehicle granted permission to Howard to operate her vehicle, and he was involved in an accident with Wiley. At the time of the accident, Howard did not have a valid driver’s license. Howard sought insurance […]

Indiana Court of Appeals Applies “Dishonest Act” and “Unexplained Disappearance” Exclusions in Employer’s Claim That Former Employee Stole Missing Tools

Williams v. Pekin Ins., Inc.  2024 WL 901885 (Ind. Ct. App. 2024)  A contractor entrusted tools to its employee but demanded their return when his employment ended.  When the employee failed to do so, the contractor reported the tools as stolen and sued the former employee for replevin. The former employee returned some tools, but […]